HInvestohubPrivate Investor Intelligence

A clearer framework
for private wealth.

Private wealth is rarely held in one place. It may span cash, portfolios, pensions, property, business interests and private investments.

Investohub provides practical frameworks to help established investors understand how those assets fit together - and make more deliberate decisions about what comes next.

Download the complimentary guideExplore the framework
Independent educational insight for private investors.
Reserve, Core, Income, Opportunity and Legacy around the Investohub framework IH The five rolesof private capital ReserveAccess + resilience CoreLong-term compounding IncomePlanned distributions OpportunitySelective ideas LegacyLonger horizons
Private wealth, viewed as a whole

More capital creates more choices - not necessarily more clarity.

Investohub whole-of-wealth mapA diagram showing common assets on the left, a whole-of-wealth review in the centre, and the five roles of private capital on the right.Assets commonly heldReview as a wholeCapital rolesCashLiquidity and resiliencePortfoliosPublic-market holdingsPensionsLonger-term retirement capitalPropertyDirect and indirect exposureBusiness interestsOperating and ownership wealthPrivate investmentsSpecialist and less-liquid ideasWhole-of-wealthreviewPurpose • liquidityrisk • time horizonconcentration • fitReserveCoreIncomeOpportunityLegacy

Over time, investors often accumulate assets through different decisions, advisers, institutions and life stages.

Each investment may appear reasonable in isolation. The greater challenge is understanding the role it plays within the whole.

✓Is too much wealth concentrated in one company, market or property type?
✓Is sufficient capital available for near-term commitments?
✓Are income needs being confused with the temptation to chase yield?
✓How much capital can genuinely be committed to illiquid opportunities?
✓Which assets are intended for long-term family or legacy purposes?
The Investohub framework

Start with the purpose
of your capital.

Different pools of wealth serve different purposes. The Investohub framework separates private capital into five distinct roles, creating a clearer basis for allocation and decision-making.

Reserve

Protect access and resilience.

Capital held for commitments, contingencies and financial flexibility.

Core

Build durable long-term wealth.

Diversified holdings intended to compound through different market conditions.

Income

Support lifestyle and planned spending.

Capital structured to generate dependable distributions without allowing yield alone to drive decisions.

Opportunity

Pursue selective, higher-conviction ideas.

Capital allocated to specialist, concentrated or less-liquid investments where the risks are clearly understood.

Legacy

Prepare wealth for a longer horizon.

Capital intended for family, succession, philanthropy or future generations.

Cover of The Private Investor's Capital Allocation FrameworkInside page showing the Five Roles of Private CapitalInside page showing the Investohub Opportunity Scorecard
Complimentary private-investor guide

The Private Investor's
Capital Allocation Framework

A practical guide to organising wealth across liquidity, growth, income, opportunity and legacy.

✓Map assets according to their intended role
✓Identify hidden concentrations
✓Assess liquidity and time-horizon mismatches
✓Separate core wealth from opportunity capital
✓Evaluate new investments more consistently
✓Create a more disciplined decision process

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Who it is for

Designed for investors with increasingly complex financial lives.

Professionals & executives

Building wealth across pensions, investments, property and company equity.

Business owners

Managing retained wealth, business exposure or the proceeds of a liquidity event.

Property investors

Seeking a more complete view of concentration, liquidity and diversification.

Experienced investors

Evaluating public markets, private investments and specialist opportunities.

Families

Formalising the purpose, governance and transfer of long-term wealth.

Why Investohub

A more structured way to think about private capital.

Investohub is an independent educational platform created to help private investors make more considered decisions about wealth, risk, liquidity and long-term capital allocation.

Rather than promoting individual products or short-term market views, Investohub focuses on practical frameworks that help investors understand how each financial decision fits within the wider picture.

Investohub makes sophisticated investment thinking more usable for private investors.
Educational first

Clear frameworks and practical questions, without presenting general information as personal advice.

Purpose-led

Investment decisions begin with the role the capital is intended to serve.

Portfolio-aware

Each opportunity is considered in the context of wider assets, liabilities, liquidity and concentration.

Transparent

Commercial relationships, contributors and potential conflicts should be disclosed clearly as the platform develops.

Private-investor intelligence

Perspectives for better decisions.

Join the insights list

Why disconnected investments create hidden risk

A portfolio can be diversified on paper and still depend on the same underlying outcomes.

Coming soon

Core capital and opportunity capital are not interchangeable

Why the role of an investment matters as much as its return potential.

Coming soon

The private investor's liquidity illusion

How accessible wealth can become less available than expected.

Coming soon
Start with structure

Organise your wealth before adding another investment.

Download the Private Investor's Capital Allocation Framework and begin building a more deliberate view of your capital.

Get the complimentary guide